Debt Update 12/13

I missed updating last time. Things got somewhat confusing for the end of the year because we were able to change our FSA withholding right at the end to cover some of the extra medical expenses. Since I knew we'd end up carrying some expenses on the credit card I focused on getting rid of the zero interest card instead.

Goals for Debt Payoff:
Pay off zero interest card #1 1000
Pay off credit card - currently about 2k
Pay off zero interest card #2 1,253
Pay off undergrad 1,745.56
Pay off Bar Loan #1 8,756
Pay off Bar Loan #2 8,747

Here's my end of the year plan:
11/24 - put extra on cc
Enjoy Christmas!

The plan for next year is a little different because our insurance will have a $2,500 deductible, so we'll pay out of pocket for that and then have no co-pays for the rest of the year. We'll have another $2,500 withheld and put into an HSA so that we'll have it saved for 2017 at the start of that year.

Here's my new plan up to May 2016:
1/7 - pay $ for medical expenses, pay down CC
1/21 - pay cash for medical expenses, pay down CC
2/4 - pay 1k on Bar loan
2/18 - pay 1k on Bar loan
3/3 - pay 1k on Bar loan
3/17 - pay 1k on Bar loan, pay 300 on undergrad
3/31 - pay 1k on Bar loan
4/14 - pay 1k on Bar loan
Use tax return to pay off remainder of Bar loan #1!
4/28 do something fun for Stella's birthday!


Expenses to plan for:
Disney - plane and package bought, just need incidentals
Gallbladder surgery co-pay- 250
New tires for van - 200